Trend-Following Backtester · Guide · backtest 한국어

equity · US

Upstart Holdings, Inc. backtest

10 trend-following strategies were compared on the full daily history of Upstart Holdings, Inc.. 9 beat buy-and-hold CAGR; 볼린저 밴드 돌파 ranks first by Sharpe, matching the main backtester. The return/drawdown alternative is Donchian 채널 돌파 (CAGR 24.9%, MDD -53.0%).

Data 2020-12-16 ~ 2026-07-31daily bars 1,411 (5.6 years)Costs 0.5%Venue XNASMonthly snapshot 2026-07-31

Results by strategy

9 of 10 beat buy and hold (CAGR -1.3%, drawdown -96.9%).

Sharpe leader (same as main): 볼린저 밴드 돌파 — CAGR 38.1%, MDD -54.7%, Sharpe 0.83, 24% exposure.

Return/drawdown alternative: Donchian 채널 돌파 — CAGR is 39.4%p higher than buy and hold, while drawdown improves by 42.2%p (CAGR 24.9%, MDD -53.0%, exposure 19%).

The alternative must retain 75% of buy-and-hold CAGR, improve drawdown by at least 20% and 5 percentage points, and stay below 95% exposure; the ranking weights return retention 60% and drawdown improvement 40%.

Strategy · parametersCAGRMDDSharpeCalmarTotalTradesExposure
볼린저 밴드 돌파
n=8, k=1.8
38.1%-54.7%0.830.706.1x9024%
EMA 크로스오버
fast=18, slow=58
34.0%-67.7%0.720.505.2x1838%
Parabolic SAR
step=0.045, maxStep=0.18
33.5%-78.8%0.720.435.1x17647%
Donchian 채널 돌파
entryN=111, exitN=26
24.9%-53.0%0.710.473.5x619%
ROC 모멘텀
n=54, threshold=0.13
30.9%-71.7%0.700.434.5x6033%
Supertrend
period=23, mult=5
21.3%-65.8%0.610.323.0x1739%
SMA 크로스오버
fast=43, slow=56
22.6%-80.4%0.610.283.1x2944%
ADX / DI 방향성
period=28, threshold=20
22.4%-72.1%0.600.313.1x2022%
Keltner 채널 돌파
emaPeriod=50, atrPeriod=16, mult=2.2
13.2%-61.4%0.500.212.0x2025%
MACD
fast=7, slow=28, signal=5
-1.9%-95.3%0.41-0.020.9x16252%
Buy and hold-1.3%-96.9%0.53-0.010.9x1100%
1x 10x 2021 2022 2023 2024 2025 2026 볼린저 밴드 돌파Buy and hold
볼린저 밴드 돌파: Solid strategy line versus dashed buy-and-hold line. Log scale.
0% -24% -48% -73% -97% 2021 2022 2023 2024 2025 2026 Buy and hold볼린저 밴드 돌파
볼린저 밴드 돌파 maximum drawdown -54.7% (2021-10-15 → 2023-05-12), recovered after 648 days.

Rules of the top strategy

Breaking above the upper band (average plus a multiple of volatility) signals a strong move up.

Method and caveats

Past performance does not guarantee future returns. Parameters were carried forward from the latest full optimization and replayed on this monthly dataset. 0.5% trading costs are included; taxes, slippage and rejected orders are not.
Re-optimize the same period and setupAll asset reports

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